Effective Date: May 2026 

1. Introduction

Welcome to the official website of Ubunye Consulting Group (Pty) Ltd, an authorised Financial Services Provider (FSP No. 55252) in South Africa. 

By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, you should discontinue use of the website immediately. 

2. Regulatory Framework

These Terms are governed by and aligned with applicable South African legislation, including but not limited to: 

• Financial Advisory and Intermediary Services Act, 37 of 2002 (FAIS) 
• Electronic Communications and Transactions Act, 25 of 2002 (ECTA) 
• Protection of Personal Information Act, 4 of 2013 (POPIA) 
• Consumer Protection Act, 68 of 2008 
• Companies Act, 71 of 2008 

Ubunye Consulting Group operates as a licensed financial services provider and complies with applicable regulatory requirements under FAIS. 

3. Purpose of This Website

The content on this website is provided for general information purposes only. 

Nothing on this website constitutes: 

• Financial advice 
• Investment advice 
• Insurance advice 
• A recommendation or solicitation to purchase financial products 

Financial advice will only be provided: 

• By a duly authorised representative 
• After a proper needs analysis 
• In accordance with FAIS requirements 

You should not rely on website content as a substitute for personalised financial advice. 

4. Use of the Website

You agree to use this website only for lawful purposes and in a manner that does not: 

• Infringe the rights of others 
• Restrict or inhibit use by other users 
• Compromise the security or functionality of the website 

You may not: 

• Copy, reproduce, or distribute content without written consent 
• Use the website for unlawful or fraudulent purposes 
• Transmit spam or unauthorised commercial communications 
• Introduce viruses, malware, or harmful code 
• Attempt unauthorised access to systems or data 

5. Intellectual Property

All content on this website, including: 

• Text 
• Graphics 
• Logos 
• Layout and design 
• Branding elements 

is the intellectual property of Ubunye Consulting Group or used under licence. 

You may view content for personal, non-commercial use only. 

You may not republish, distribute, or exploit content without prior written consent. 

6. No Financial Advice Disclaimer

While reasonable care is taken to ensure accuracy, all information is provided: 

• “As is” 
• Without warranties of any kind 

Ubunye Consulting Group does not guarantee: 

• Accuracy 
• Completeness 
• Suitability for your specific financial situation 

No liability is accepted for any loss or damage arising from reliance on website content. 

7. Third-Party Links

This website may include links to third-party websites. 

Ubunye Consulting Group: 

• Does not control or endorse these websites 
• Is not responsible for their content, security, or privacy practices 

Accessing third-party sites is at your own risk. 

8. Privacy and Data Protection

We are committed to protecting your personal information in accordance with POPIA. 

Personal information may be collected through: 

• Contact forms 
• Email communication 
• Website interactions 

For full details, please refer to our Privacy Policy, which explains: 

• How information is collected 
• How it is stored and processed 
• Your rights as a data subject 

9. Limitation of Liability

To the fullest extent permitted by law, Ubunye Consulting Group shall not be liable for: 

• Direct or indirect loss 
• Financial loss 
• Loss of data 
• Consequential damages 

arising from: 

• Use of this website 
• Inability to access the website 
• Reliance on information contained on the website 

10. Indemnity

You agree to indemnify and hold harmless Ubunye Consulting Group, including its: 

• Directors 
• Representatives 
• Employees 

against any claims, damages, or losses arising from: 

• Your misuse of the website 
• Breach of these Terms 

11. Changes to Terms

Ubunye Consulting Group reserves the right to amend these Terms at any time. 

Updated Terms will be: 

• Published on this website 
• Effective from the date of publication 

Continued use of the website constitutes acceptance of the updated Terms.

12. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of South Africa. 

Any disputes arising from the use of this website will be subject to the jurisdiction of South African courts. 

13. Contact Information

For queries relating to these Terms or our services, please contact: 

Ubunye Consulting Group (Pty) Ltd 

Financial Services Provider No. 55252 

Email: info@ubunyeconsulting.co.za  

Address: 53 Glendower Road, Woodhill Golf Estate, Pretoria, 0076, Gauteng