Medical Aid
That Supports You
Healthcare is essential, and having the right medical aid ensures you and your family can access the care you need, when you need it. Ubunye Consulting works with leading medical aid providers to help you select a plan that suits your budget, lifestyle, and healthcare needs.
Healthcare decisions
can be overwhelming
Healthcare decisions can be overwhelming
People want straightforward explanations, cost clarity, and guidance that respects their budget and lifestyle.
- Ubunye offers:
- side-by-side comparisons of medical aid and health insurance
- support with chronic benefits and day-to-day structures
- guidance on network hospitals and designated service providers (DSPs)
- advice and guidance with joining, upgrading, or changing schemes to avoid overpaying unnecessarily
- support with understanding medical aid options and rules, e.g., prescribed member benefits (PMBs), etc.
- help understanding waiting periods and late joiner penalties
Your health cover should support your life – not complicate it. Our job is to save you money while improving your healthcare access.
Choose What Works
for Your Life
Choose
What Works
for Your Life
Choose What Works
for Your Life
Ubunye doesn’t believe in one-size fits-all cover. We help you compare plans from different providers so you can:
- Get the right level of in-hospital and day-to-day benefits
- Balance affordability with quality healthcare access
- Feel confident about your medical aid decision
Our team will explain what each plan includes and guide you every step of the way.
Benefits of Medical Aid
Access to private healthcare
Reduced out-of-pocket medical expenses
Cover for hospital stays and essential treatments
Extra wellness benefits depending on the plan
What’s the difference between medical aid and health insurance?
Medical aid provides structured benefits that cover both hospital care and certain day-to- day medical needs. Health insurance offers set payouts for specific events or costs.
How do I know which medical aid plan is right for me?
The best plan depends on your income, health needs, and family situation. Ubunye compares different options with you and explains the benefits clearly so you can make an informed choice.
Does medical aid cover all hospital costs?
Most major hospital procedures are covered, but you may still face shortfalls if doctors charge above medical aid rates. We will guide you on the various options and limitations.
Can I get medical aid if I have a pre-existing condition?
Yes. You can still join a medical aid, but there may be waiting periods before certain conditions are fully covered. We will guide you through what to expect.
How much does medical aid cost?
Costs vary depending on the plan, benefits, and number of dependants. Ubunye helps you compare options, so you don’t overpay for benefits you won’t use.
Do I need a medical exam to join?
Not always. Many plans allow you to join without medical tests, depending on your age and health history. Ubunye helps ensure your application is correctly completed.